Have you or a loved one been involved in a car accident? If so, you may wonder how auto insurance comes into play. In brief, Illinois is defined as a fault car insurance state. What this means is that the person who is found to be at fault for causing the car accident has to compensate people who were injured, or property damage, arising out of the car accident. Normally, in Illinois, the car insurance carrier of the at-fault driver will pay for these costs. There are various car insurance requirements in Illinois.
Illinois’ Car Insurance Requirements
If you live in Illinois and have a registered motor vehicle in Illinois, the following laws/requirements apply to you. First of all, you, as a driver, must carry at least $20,000 in insurance coverage to cover for injury or death of a person involved in an auto accident (this includes yourself as well as others.)